---
title: "Careers in Finance, #Momentum | Henri Liimatainen and Mikko Hiltunen | Negotiator 105"
titleOriginal: "Rahoituksen urat #Momentum | Liimatainen Hiltunen | Neuvottelija 105"
episodeNumber: "105"
guest: "Henri Liimatainen, Mikko Hiltunen"
datePublished: 2021-10-31
duration: "31:37"
youtube: "https://www.youtube.com/watch?v=Bl2Zz-RYQoU"
originalLanguage: "fi"
topics: ["leadership_governance","investing_markets"]
subtitleMethod: "none"
provenance: "Owner page assembled from YouTube metadata and the neuvottelija.fi episode record. No chapter marks are published here: the publisher's list holds only two marks, at 0:00 and 1:06, and it is a split of the show-note text rather than a chapter list, so republishing it would assert timestamps that do not hold. No transcript is published either — the channel has no English caption track for this episode and the Finnish one is YouTube's automatic track. This is a reciprocal episode: the guests had just interviewed the host for their own programme, and one of the four careers discussed is the host's own. One of the others is Elias Rantapuska, who appears as a guest in EP107 of this same programme. Nothing in the episode is investment advice. Recorded 31 October 2021."
fiCanonical: "https://www.neuvottelija.fi/fi/episodes/122-rahoituksen-urat-momentum-liimatainen-hiltunen-neuvottelija"
canonical: https://www.neuvottelija.com/podcast/episodes/ep105-rahoituksen-urat-momentum-liimatainen-hiltunen/
---
# Careers in Finance, #Momentum | Henri Liimatainen and Mikko Hiltunen | Negotiator 105

English subtitles are not available on this page. This is an episode summary, not a curated transcript.

## Summary

Henri Liimatainen and Mikko Hiltunen, final-stage finance students at Aalto who make the Momentum podcast, reverse the roles: they had just interviewed the host for their own series, and here they reflect on the four careers they have covered — the rapper Spekti, professor Elias Rantapuska, Inderes founder Mikael Rautanen, and Sami Miettinen. The most interesting observation concerns their own cohort: finance students are above-average risk avoiders because good salaried work is available, so entrepreneurship interests them more than it materialises. The episode also covers when your own firm becomes a credibility risk, investing the student loan, the index as a baseline, and why a thesis and a first job set a career vector.

## Why the safe option wins

The cohort's risk aversion is not temperament. A finance graduate has a well-paid salaried job waiting, which makes the expected cost of trying something else unusually high. Read that way the gap between stated interest in entrepreneurship and actual entry into it needs no further explanation.

## The vector set early

A thesis subject and a first employer narrow the range of plausible next steps far more than either feels like it should at the time. The four careers they have interviewed differ in almost every respect and agree on this.

## Roles reversed

The episode is worth reading as a conversation between interviewers about interviewing, conducted days after they had put the same questions to the person now asking them.


## Watch

The recording lives on the Neuvottelija channel: [Rahoituksen urat #Momentum | Liimatainen Hiltunen | Neuvottelija 105](https://www.youtube.com/watch?v=Bl2Zz-RYQoU).
A Finnish edition of this episode is published at [www.neuvottelija.fi](https://www.neuvottelija.fi/fi/episodes/122-rahoituksen-urat-momentum-liimatainen-hiltunen-neuvottelija).

## In depth

The Neuvottelija AI editions carry a long-form write-up of this episode:
[English](https://www.neuvottelija.com/ai/ep105-rahoituksen-urat-momentum-liimatainen-hiltunen/) · [suomeksi](https://www.neuvottelija.fi/economy/ep105-rahoituksen-urat-momentum-liimatainen-hiltunen/).

---

Cite as: Sami Miettinen, Neuvottelija — Careers in Finance, #Momentum | Henri Liimatainen and Mikko Hiltunen | Negotiator 105, https://www.neuvottelija.com/podcast/episodes/ep105-rahoituksen-urat-momentum-liimatainen-hiltunen/, 2021-10-31. For quotes include episode 105 and timestamp.