---
title: "A Newborn Millionaire for €65 a Month | Martin Paasi"
titleOriginal: "Vastasyntynyt miljonääriksi 65 €/kk | Martin Paasi"
episodeNumber: "db-683"
guest: "Martin Paasi"
datePublished: 2026-04-02
duration: "00:23"
youtube: "https://www.youtube.com/watch?v=ynucPx532SM"
captionsVtt: https://www.neuvottelija.com/podcast/episodes/683-vastasyntynyt-miljonaariksi-65-kk-martin-paasi/captions.en.vtt
captionsSrt: https://www.neuvottelija.com/podcast/episodes/683-vastasyntynyt-miljonaariksi-65-kk-martin-paasi/captions.en.srt
originalLanguage: "fi"
topics: ["investing_markets"]
subtitleMethod: "claude-fi-to-en-cue-preserving-translation"
provenance: "neuvottelija.fi Supabase episode-markdown API (platform captions)"
fiCanonical: "https://www.neuvottelija.fi/fi/episodes/683-vastasyntynyt-miljonaariksi-65-kk-martin-paasi"
canonical: https://www.neuvottelija.com/podcast/episodes/683-vastasyntynyt-miljonaariksi-65-kk-martin-paasi/
---
# A Newborn Millionaire for €65 a Month | Martin Paasi

## Summary

Martin Paasi sums up why starting early is what matters. The earlier you start, the less it takes to go a long way.

## Transcript

*English transcript derived from validated English subtitles ([WebVTT](https://www.neuvottelija.com/podcast/episodes/683-vastasyntynyt-miljonaariksi-65-kk-martin-paasi/captions.en.vtt) · [SRT](https://www.neuvottelija.com/podcast/episodes/683-vastasyntynyt-miljonaariksi-65-kk-martin-paasi/captions.en.srt)). Timestamps link to the original video.*

[**00:00**](https://www.youtube.com/watch?v=ynucPx532SM&t=0s) Martin Paasi: A newborn can become a millionaire by retirement with just 65 euros a month. If you start at age 50, you'd have to shovel in something like 1,200 a month — if I remember right. You need to start earlier: the earlier you start, the cheaper that million gets, because you've got this rising ball of dough sitting there beside you, growing all the way to your retirement — or maybe even further. That kind of financial security buys you more choices in life.

---

Cite as: Sami Miettinen, Neuvottelija — A Newborn Millionaire for €65 a Month | Martin Paasi, https://www.neuvottelija.com/podcast/episodes/683-vastasyntynyt-miljonaariksi-65-kk-martin-paasi/, 2026-04-02. For quotes include episode db-683 and timestamp.